Unlock

consumer-permissioned

data in real time

Easily gather & process consumer data to supercharge and automate underwriting, onboarding and verification flows

Supercharging document collection & data processing for consumer finances

Mortgage Lending

Boost document collection rates and reduce 'lead to bank' costs.

Consumer Lending

Streamline loan applications and enable real-time underwriting.

Retail Banking

Streamline digital onboarding and improve conversion.

Auto Lending

Empower your sales team and build a self-service documentation engine.

Debt Restructuring & Personal Insolvency Act

Drastically reduce filing time and multiply monthly filings.

Investment, Crypto and eGaming Platforms

One-click onboarding & AML with automated ID, employment, and income verification.

Student Loans

Enhance student eligibility and automate repayment operations.

Digital Insurance Quoting

Streamline digital quoting for mobility and renters insurance.

Unlock the full potential of permissioned data

Top-of-the-class results

90,9% coverage

avg. market coverage across use cases (🇪🇸)

99,8%+ uptime

for all of our products (check our statuspage)

30,9 seconds

avg. time to collect and process all requested data of a consumer*

1M+ documents

extracted/processed across all of our products

*for a cross-agency session with 4 documents

DATA WE CAN GATHER

One platform, All data

Incomes/ Payroll/ Tax data

Tax Return

IRPF

100

F93

103

151

IRS

Nota de liquidaçao

Avis d’imposition

Income, revenue and tax official data

Datos Fiscales

303

390

Faturas verdes

Prélèvements à la source

Debts and special tax situations certificates

Cert. IRPF

Cert. obligaciones AEAT

Detalle de deuda

Freelancers and other incomes official documents

036

037

130

131

180

Rendas locador/locatario

URSSAF

Fiscal proof-of-address

IRPF

Datos censales

Cert. Domicilio Fiscal

Incomes/ Payroll/ Tax data

Employment-related incomes

with Salary, Unemployment, Pensions or Retirement

Real state assets

incomes from House property, or Lands

Investments/capital assets

Investments Capital assets

Profits-related incomes

coming from Profits in Businesses

Other source of incomes

other sources such as Cryptos and Inheritance

Debt/risk data

Credit overview

CIRBE

Central Responsabilidades de Crédito BdP

List of official bank accounts

Contas Bancarias

Debt/risk data

Credit overview

Credit Cards Loans, Mortgages, etc

Financial entity info

Institutions that have financial rights with a person

Current credit/debt amounts

Credit Cards Limits and Mortgages Standing Amount

Other personal records

type of debt, including guarantees

Employment data

Work history & employment-related contributions and incomes

Vida Laboral

Bases de cotización

Carreira contributiva

Freelancers activity documents and data

Datos trabajo autónomo

Dados de atividade

URSSAF

Debts and Social Security certificates

Cert. obligaciones SS

Detalle de deuda

Cert. int. de prestaciones

Proof-of-address in Social Security

Datos personales en SS

Comprovativo de contactos

Employment data

Current employer info

including Fiscal Name and Vat Number

Current employment situation

Employed, Freelancer, Retired, Unemployed, etc

Employment history

Employment Statuses and Payers a person has

Certificates from the Employment Authority

Retirement, Unemployment, Student and other working status

Traffic, Justice and other Authorities

ID document verification

ID card

Residence permit

Passport

Driver license

Vehicle & driver documentation

Vehicle details

Driver details

Proof-of-address and land registry

Proof of address

Propert/Land Registry

Criminal records certificates

Certificates of absence Criminal Records

Fiscal proof-of-address

Birth Certificate

Marriage Certificate

Traffic, Justice and otherAuthorities

ID document verification

available for 190+ countries, eIDAs Video Identification

Vehicle & driver documentation

Brand, model, Registration Number, kms, insurance points in Driver's livence, etc

Criminal records certificates

certificate of absence of Criminal Records

Other personal records

Birth Certificate, Marriage Certificate, etc

Explore all available docs and data you can request

Enterprise-ready quality, security and compliance, no matter your scale

Request Demo

State-of-the-art technology

We combine the simplest and most effective user experience with the most robust and cutting-edge technologies in the market.

Single point of truth

Documents and data are verified and/or directly obtained from the source, making them inherently accurate and reliable.

Transparent, secure and permission-based

Data transparency, security, control and compliance are at the core of Permisso’s technology. We do take care of end-customers’ explicit consent and rights on your behalf.

Collect and process all documents & data needed to onboard, verify and underwrite your customers

Seamlessly integrated solutions

360^º document collection and data processing across all your products and channels.

Customizable and modular workflows

Build your own workflows with a custom look & feel for an even smoother integration.

Comprehensive data access

Access documents and data in real-time via API, Dashboard, or your favorite CRM.

PRODUCTS

Launch it your way: from no-code implementation to API integration

No Code

Fastest

Low code

Fully optimised

API

Most control

No code

MagicLinks

Automate document collection via email, WhatsApp, SMS or any other channel you use.

Pre-built MagicLinks to give end-users access to self-service collection of the docs you need in autopilot
Configure your widget workflows and documentation areas

Send individually or in bulk directly from your CRM

No code

Assisted Sessions

Collect your customers’ documents while you are on the phone with them.

Collect necessary docs & data during a call with your customer
Manage consent for remote access to data
Automatically send a summary email of the collected documents & data

‍

No code

Low code

OpenAdmin widget

Let your users directly connect with Public Authorities in real time to gather their documents and data.

Single point of access to multiple data connections in seconds
Dynamic connection to maximize conversion (90.3% avg. conversion rate)
Configure your own workflows and customize them
Manage customers’ explicit consent to access their data

Low code

Identity Verification (IDV)

Process and verify ID cards, passports, residence permits and driver licenses in more than 190 countries

Add IDV to your OpenAdmin flow to verify customers’ identity
Add liveness check and face-matching to your IDV for an even stronger verification check

API Integration

Payslips

Process, verify and convert any payslip into structured data with best-in-class accuracy

Automatically transform payslips into structured data to plug into your stack without human interaction
Verify documents to avoid fraud and optimize operations thanks to our validity checks or build your own custom alerts

API Integration

Docs AI

Detect, extract the original, and convert any uploaded document into structured data.

Avoid fraud, and data inaccuracy by extracting the official document detected from any document or picture uploaded by your customers
Automatically transform them into structured data to plug into your stack without human interaction

Get full control of documents, data and workflows from your dashboard or API

INTEGRATIONS

Integrate with your stack without a single line of code

Up and running in minutes

Connect your applications and set them up in a couple of steps.

Sync data with your tools

Centralize the documents collected and map its data contained directly into the tools you already use.

No more dashboards, please!

Fully automate operations without the need of changing your team’s routine.

Know more about Integrations

Our favourite use cases

Book a call to join the permissioned data revolution!

Join dozens of companies that already use Permisso to power their journeys. Pick a date with our team to learn more!

Unlock

consumer-permissioned

data in real time

Mortgage Lending

Consumer Lending

Retail Banking

Auto Lending

Debt Restructuring & Personal Insolvency Act

Investment, Crypto and eGaming Platforms

Student Loans

Digital Insurance Quoting

Unlock the full potential of permissioned data

Top-of-the-class results

90,9% coverage

99,8%+ uptime

30,9 seconds

1M+ documents

One platform, All data

Incomes/ Payroll/ Tax data

Incomes/ Payroll/ Tax data

Debt/risk data

Debt/risk data

Employment data

Employment data

Traffic, Justice and other Authorities

Traffic, Justice and otherAuthorities

Enterprise-ready quality, security and compliance, no matter your scale

Collect and process all documents & data needed to onboard, verify and underwrite your customers

Seamlessly integrated solutions

Customizable and modular workflows

Comprehensive data access

Launch it your way: from no-code implementation to API integration

MagicLinks

Assisted Sessions

OpenAdmin widget

Identity Verification (IDV)

Payslips

Docs AI

Get full control of documents, data and workflows from your dashboard or API

Integrate with your stack without a single line of code

Up and running in minutes

Sync data with your tools

No more dashboards, please!

Our favourite use cases

+100% cars rented per month

+78.5% faster ops

+ 128% new monthly filings

Book a call to join the permissioned data revolution!