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Unlock

consumer-permissioned

data in real time

Easily gather & process consumer data to supercharge and automate underwriting, onboarding  and verification flows

Supercharging document collection & data processing for consumer finances

Mortgage Lending

Boost document collection rates and reduce 'lead to bank' costs.

Consumer Lending

Streamline loan applications and enable real-time underwriting.

Retail Banking

Streamline digital onboarding and improve conversion.

Investment, Crypto and eGaming Platforms

One-click onboarding & AML with automated ID, employment, and income verification.

Auto Lending

Empower your sales team and build a self-service documentation engine.

Debt Restructuring & Personal Insolvency Act

Drastically reduce filing time and multiply monthly filings.

Student Loans

Enhance student eligibility and automate repayment operations.

Digital Insurance Quoting

Streamline digital quoting for mobility and renters insurance.

Unlock the full potential of permissioned data

Top-of-the-class results

90,9% coverage

avg. market coverage across use cases (🇪🇸)

99,9%+ uptime

for all of our products (Check our statuspage)

30,9 seconds

avg. time to collect and process all requested data of a consumer*

1M+ documents

extracted/processed across all of our products

*for a cross-agency session with 4 documents
DATA WE CAN GATHER

One platform, All data

Incomes/ Payroll/ Tax data

Tax Return
IRPF
100
F93
103
151
151
IRS
Nota de liquidaçao
Avis d’imposition
Income, revenue and tax official data
Datos Fiscales
303
390
Faturas verdes
Prélèvements à la source
Debts and special tax situations certificates
Cert. IRPF
Cert. obligaciones AEAT
Detalle de deuda
Freelancers and other incomes official documents
036
037
130
131
180
Rendas locador/locatario
URSSAF
Fiscal proof-of-address
IRPF
Datos censales
Cert. Domicilio Fiscal

Incomes/ Payroll/ Tax data

Employment-related incomes
with Salary, Unemployment, Pensions or Retirement
Real state assets
incomes from House property, or Lands
Investments/capital assets
Investments Capital assets
Profits-related incomes
coming from Profits in Businesses
Other source of incomes
other sources such as Cryptos and Inheritance

Debt/risk data

Credit overview
CIRBE
Central Responsabilidades de Crédito BdP
List of official bank accounts
Contas Bancarias

Debt/risk data

Credit overview
Credit Cards Loans, Mortgages, etc
Financial entity info
Institutions that have financial rights with a person
Current credit/debt amounts
Credit Cards Limits and Mortgages Standing Amount
Other personal records
type of debt, including guarantees

Employment data

Work history & employment-related contributions and incomes
Vida Laboral
Bases de cotización
Carreira contributiva
Freelancers activity documents and data
Datos trabajo autónomo
Dados de atividade
URSSAF
Debts and Social Security certificates
Cert. obligaciones SS
Detalle de deuda
Cert. int. de prestaciones
Proof-of-address in Social Security
Datos personales en SS
Comprovativo de contactos

Employment data

Current employer info
including Fiscal Name and Vat Number
Current employment situation
Employed, Freelancer, Retired, Unemployed, etc
Employment history
Employment Statuses and Payers a person has
Certificates from the Employment Authority
Retirement, Unemployment, Student and other working status

Traffic, Justice and other Personal Data

ID document verification
ID card
Residence permit
Passport
Driver license
Vehicle & driver documentation
Vehicle details
Driver details
Proof-of-address and land registry
Proof of address
Propert/Land Registry
Criminal records certificates
Certificates of absence Criminal Records
Other personal records
Birth Certificate
Marriage Certificate

Traffic, Justice and other Personal Data

ID document verification
available for 190+ countries, eIDAs Video Identification
Vehicle & driver documentation
Brand, model, Registration Number, kms, insurance points in Driver's licence, etc
Proof-of-adress and land registry
buildings, address and Cadastral Reference
Criminal records certificates
certificate of absence of Criminal Records
Other personal records
Birth registry, marriage status and information, etc
Explore all available docs and data you can request

Enterprise-ready quality, security and compliance, no matter your scale

Talk to an expert
State-of-the-art technology
We combine the simplest and most effective user experience with the most robust and cutting-edge technologies in the market.
Single point of truth
Documents and data are verified and/or directly obtained from the source, making them inherently accurate and reliable.
Transparent, secure and permission-based
Data transparency, security, control and compliance are at the core of Permisso’s technology. We do take care of end-customers’ explicit consent and rights on your behalf.

Collect and process all documents & data needed to onboard, verify and underwrite your customers

Seamlessly integrated solutions

360º document collection and data processing across all your products and channels.

Customizable and modular workflows

Build your own workflows with a custom look & feel for an even smoother integration.

Comprehensive data access

Access documents and data in real-time via API, Dashboard, or your favorite CRM.

PRODUCTS

Launch it your way: from no-code implementation to API integration

No Code
Fastest
Low code
Fully optimised
API
Most control
No code

MagicLinks

Automate document collection via email, WhatsApp, SMS or any other channel you use.

  • Pre-built MagicLinks to give your customers access to self-service collection of the docs you need in autopilot
  • Configure your widget workflows and documentation areas
  • Send individually or in bulk directly from your CRM
No code

Assisted Sessions

Collect your customers’ documents while you are on the phone with them.

  • Collect necessary docs & data during a call with your customer
  • Manage consent for remote access to data
  • Automatically send a summary email of the collected documents & data

‍

No code
Low code
API Integration

OpenAdmin widget

Let your customers directly connect with Public Authorities in real time to gather their documents and data.

  • Single point of access to multiple data connections in seconds
  • Dynamic connection to maximize conversion (90.9% avg. conversion rate)
  • Configure your own workflows and customize them
  • Manage customers’ explicit consent to access their data
No code
Low code

Documentation Area

Enable customers to connect, submit documents, and transform them into data with Documentation Area.

  • Get the full potential of OpenAdmin, IDV, PayslipAI and DocsAI in a smart and simple interface
  • Let your customers upload the documents from their devices
  • Configure your own workflows, documents and data.
  • AI-powered document processing & fraud prevention
Low code

Identity Verification (IDV)

Process and verify ID cards, passports, residence permits and driver licenses in more than 190 countries

  • Add IDV to your OpenAdmin flow to verify customers’ identity
  • Add liveness check and face-matching to your IDV for an even stronger verification check
API Integration

PayslipAI

Process, verify and convert any payslip into structured data with best-in-class accuracy

  • Automatically transform payslips into structured data to plug into your stack without human interaction
  • Verify documents to avoid fraud and optimize operations thanks to our validity checks or build your own custom alerts
API Integration

Docs AI

Detect, extract the original, and convert any uploaded document into structured data.

  • Avoid fraud, and data inaccuracy by extracting the official document detected from any document or picture uploaded by your customers
  • Automatically transform them into structured data to plug into your stack without human interaction

Get full control of documents, data and workflows from your dashboard or API

INTEGRATIONS

Integrate with your stack without a single line of code

Up and running in minutes

Connect your applications and set them up in a couple of steps.

Sync data with your tools

Centralize the documents collected and map its data contained directly into the tools you already use.

No more dashboards, please!

Fully automate operations without the need of changing your team’s routine.
Know more about Integrations

Our favourite use cases

+78.5% faster ops

Increased “lead to bank” ratio at lightning speed.

+100% cars rented per month

Thanks to faster and more accurate document collection.

+ 128% new monthly filings

Doubled their revenue by adding Permisso to their documentation flow.

Book a call to join the permissioned data revolution!

Join dozens of companies that already use Permisso to power their journeys. Pick a date with our team to learn more!

ProductsLive demosDocumentationLegal NoticeManage cookiesCookies Policy (ES)Terms & Conditions (ES)Privacy Policy (ES)

In compliance with the provisions of Article 10 of Law 34/2002, of July 11, on Information Society Services and Electronic Commerce (“Servicios de la Sociedad de la Información y Comercio Electrónico”), the following identification data of the platform owner are set forth: Company Name: Beyond the Scope, S.L. Address: Ronda de Sant Pere, 52. 08010 Barcelona (Spain) Tax Identification Number (NIF): B04948766 Commercial Registry Details: Commercial Registry of Barcelona (“Registro Mercantil de Barcelona”), Volume 47756, Sheet 42, Page B-561396.

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