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Unlock

consumer-permissioned

data in real time

Easily gather & process consumer data to supercharge and automate underwriting, onboarding  and verification flows

Supercharging document collection & data processing for consumer finances

Mortgage Lending

Boost document collection rates and reduce 'lead to bank' costs.

Consumer Lending

Streamline loan applications and enable real-time underwriting.

Retail Banking

Streamline digital onboarding and improve conversion.

Auto Lending

Empower your sales team and build a self-service documentation engine.

Debt Restructuring & Personal Insolvency Act

Drastically reduce filing time and multiply monthly filings.

Investment, Crypto and eGaming Platforms

One-click onboarding & AML with automated ID, employment, and income verification.

Student Loans

Enhance student eligibility and automate repayment operations.

Digital Insurance Quoting

Streamline digital quoting for mobility and renters insurance.

Libere todo el potencial de los datos autorizados

Resultados de primera clase

90,9% de cobertura

Cobertura media del mercado en todos los casos de uso (🇪🇸)

99,8%+ de tiempo de actividad

para todos nuestros productos (consulta nuestra página de estado)

30,9 segundos

tiempo promedio para recopilar y procesar todos los datos solicitados de un consumidor*

1M+ Documentos

extraídos/procesados en todos nuestros productos

*para una sesión interinstitucional con 4 documentos
DATOS QUE PODEMOS RECOPILAR

Una plataforma, todos los datos

Datos de ingresos/nóminas/impuestos

Declaración de impuestos
IRPF
100
F93
103
151
151
IRS
Nota de liquidación
Imposition avis
Datos oficiales de ingresos, ingresos e impuestos
Datos fiscales
303
390
Faturas verdes
Prévevements à la source
Certificados de deudas y situaciones tributarias especiales
Certificado. IRPF
Obligaciones certificadas AEAT
Detalle de deuda
Documentos oficiales para autónomos y otros ingresos
036
037
130
131
180
Locador/localizador de alquileres
URSSAF
Comprobante de domicilio fiscal
IRPF
Datos censales
Certificado. Domicilio Fiscal

Datos de ingresos/nóminas/impuestos

Certificados de deudas y situaciones tributarias especiales
with Salary, Unemployment, Pensions or Retirement
Real state assets
incomes from House property, or Lands
Investments/capital assets
Investments Capital assets
Profits-related incomes
coming from Profits in Businesses
Other source of incomes
other sources such as Cryptos and Inheritance

Datos sobre deuda/riesgo

Descripción general del crédito
CIRBE
Central Responsabilidades de Crédito BdP
Lista de cuentas bancarias oficiales
Cuentas bancarias

Debt/risk data

Credit overview
Credit Cards Loans, Mortgages, etc
Financial entity info
Institutions that have financial rights with a person
Current credit/debt amounts
Credit Cards Limits and Mortgages Standing Amount
Other personal records
type of debt, including guarantees

Datos de empleo

Historial laboral y contribuciones e ingresos relacionados con el empleo
Vida Laboral
Bases de cotización
Carrera contributiva
Documentos y datos de actividad de autónomos
Datos de trabajo autónomo
Datos de actividad
URSSAF
Deudas y certificados de la Seguridad Social
Certificado de obligaciones SS
Detalle de deuda
Certificado int. de prestaciones
Comprobante de domicilio en el Seguro Social
Datos personales en SS
Comprobativo de contactos

Employment data

Current employer info
including Fiscal Name and Vat Number
Current employment situation
Employed, Freelancer, Retired, Unemployed, etc
Employment history
Employment Statuses and Payers a person has
Certificates from the Employment Authority
Retirement, Unemployment, Student and other working status

Datos de ingresos/nóminas/impuestos

ID document verification
ID card
Residence permit
Passport
Driver license
Vehicle & driver documentation
Vehicle details
Driver details
Proof-of-address and land registry
Proof of address
Propert/Land Registry
Criminal records certificates
Certificates of absence Criminal Records
Fiscal proof-of-address
Birth Certificate
Marriage Certificate

Datos de ingresos/nóminas/impuestos

ID document verification
available for 190+ countries, eIDAs Video Identification
Vehicle & driver documentation
Brand, model, Registration Number, kms, insurance points in Driver's livence, etc
Criminal records certificates
certificate of absence of Criminal Records
Other personal records
Birth Certificate, Marriage Certificate, etc
Explore todos los documentos y datos disponibles que puede solicitar

Calidad, seguridad y cumplimiento listos para la empresa, sin importar su escala

Obtenga más información
State-of-the-art technology
We combine the simplest and most effective user experience with the most robust and cutting-edge technologies in the market.
Single point of truth
Documents and data are verified and/or directly obtained from the source, making them inherently accurate and reliable.
Transparent, secure and permission-based
Data transparency, security, control and compliance are at the core of Permisso’s technology. We do take care of end-customers’ explicit consent and rights on your behalf.

Collect and process all documents & data needed to onboard, verify and underwrite your customers

Seamlessly integrated solutions

360º document collection and data processing across all your products and channels.

Customizable and modular workflows

Build your own workflows with a custom look & feel for an even smoother integration.

Comprehensive data access

Access documents and data in real-time via API, Dashboard, or your favorite CRM.

PRODUCTS

Launch it your way: from no-code implementation to API integration

No Code
Fastest
Low code
Fully optimised
API
Most control
No code

MagicLinks

Automate document collection via email, WhatsApp, SMS or any other channel you use.

  • Pre-built MagicLinks to give end-users access to self-service collection of the docs you need in autopilot
  • Configure your widget workflows and documentation areas
  • Send individually or in bulk directly from your CRM
No code

Assisted Sessions

Collect your customers’ documents while you are on the phone with them.

  • Collect necessary docs & data during a call with your customer
  • Manage consent for remote access to data
  • Automatically send a summary email of the collected documents & data

‍

No code
Low code

OpenAdmin widget

Let your users directly connect with Public Authorities in real time to gather their documents and data.

  • Single point of access to multiple data connections in seconds
  • Dynamic connection to maximize conversion (90.3% avg. conversion rate)
  • Configure your own workflows and customize them
  • Manage customers’ explicit consent to access their data
Low code

Identity Verification (IDV)

Process and verify ID cards, passports, residence permits and driver licenses in more than 190 countries

  • Add IDV to your OpenAdmin flow to verify customers’ identity
  • Add liveness check and face-matching to your IDV for an even stronger verification check
API Integration

Payslips

Process, verify and convert any payslip into structured data with best-in-class accuracy

  • Automatically transform payslips into structured data to plug into your stack without human interaction
  • Verify documents to avoid fraud and optimize operations thanks to our validity checks or build your own custom alerts
API Integration

Docs AI

Detect, extract the original, and convert any uploaded document into structured data.

  • Avoid fraud, and data inaccuracy by extracting the official document detected from any document or picture uploaded by your customers
  • Automatically transform them into structured data to plug into your stack without human interaction

Get full control of documents, data and workflows from your dashboard or API

INTEGRATIONS

Integrate with your stack without a single line of code

Up and running in minutes

Connect your applications and set them up in a couple of steps.

Sync data with your tools

Centralize the documents collected and map its data contained directly into the tools you already use.

No more dashboards, please!

Fully automate operations without the need of changing your team’s routine.
Know more about Integrations
Know more about Integrations

Our favourite use cases

+100% cars rented per month

Thanks to faster and more accurate document collection.

+78.5% faster ops

Increased “lead to bank” ratio at lightning speed.

+ 128% new monthly filings

Doubled their revenue by adding Permisso to their documentation flow.

Book a call to join the permissioned data revolution!

Join dozens of companies that already use Permisso to power their journeys. Pick a date with our team to learn more!

ProductosDemostraciones en vivoDocumentaciónAviso legal (ES)Política de privacidad (ES)Política de cookies (ES)Condiciones generales de uso (ES)Términos y condiciones (ES)

En cumplimiento de lo establecido en el artículo 10 de la Ley 34/2002, de 11 de julio, de los Servicios de la Sociedad de la Información y Comercio Electrónico se exponen los siguientes datos identificativos del titular de la plataforma:
Denominación social: Beyond the Scope, S.L.
Dirección: Ronda de Sant Pere, 52, Pl. 4. 08010 Barcelona
NIF: B04948766
Registro Mercantil de Barcelona, Tomo 47756, folio 42, hoja B-561396.

2025 Permisso ® | All rights reserved.